#Santander request chequebook professional
You will be classed as a resident if you spend 183 days or more per year in the country.Īnother way is if you use Spain as the base for a business or professional activity or also if you have a spouse and/or children under 18 who are permanent residents in Spain. There are a few different ways that you can be deemed a resident in Spain. Resident Account - Cuenta Para Residentes You may also require further documentation such as your passport, proof of address, empadron and/or proof of employment status.Īs with all bureaucracy in Spain, always go armed with as much documentation as you can to be on the safe side. As expats are not born in Spain, they will have an NIE number as opposed to a DNI number, which will need to be shown along with photographic identification such as a passport. Which one is best for you depends on whether you are a 'resident' or a 'non-resident' in Spain.įor those who were born in Spain, you will need to provide your DNI documentation. There are two different types of Spanish bank accounts, a Resident Account ( Cuenta para Residentes) and a Non-Resident Account ( Cuenta para No Residentes). What Documentation do I Need to Open a Bank Account in Spain? You'll generally find you get a much better service using a local Caja rather than using one of the larger nationwide banks. These are commonly named after the founder of the institution.
Bancos - are privately owned institutions and are usually co-owned by shareholders.They generally bear the name of the Spanish region in which they operate and will normally have more branches and ATMs in that region as well. They are state-owned, are an integral part of the "local community" and often invest in local social projects. Cajas de Ahorros - Cajas de Ahorros or just ‘ Cajas’ are savings banks, specialising in taking savings deposits from customers and providing customers with loans.There are approximately 50 Bancos and 120 Cajas all over Spain, but what is the difference between the two? Well firstly, you must understand that there are two different types of banks, " Bancos" and " Cajas". When you live in Spain, as in any other country, you will need a bank account to undertake everyday financial transactions such as paying bills, setting up standing orders and transferring money.īut which is the best bank in Spain for expats to provide you with the kind of services you have been accustomed to in your home country?
#Santander request chequebook how to
This article aims to provide you with a good basic understanding of the different kinds of Spanish bank accounts, how to open one, which documentation is required and the kinds of facilities on offer by the major banks in Spain. Expats Guide To Opening A Bank Account In Spain Expat Tips Published: 30 November 2018 13:05 CET Updated: 22 June 2022 13:05 CETĪs an expat trying to find your feet, it can be daunting trying to understand how to go about opening a Spanish bank account here in Spain.
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